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Loans

At OPCS Federal Credit Union, providing affordable and competitive loan services for our members is a priority. We offer a full line of loan products, with competitive rates to help members simplify each financial step they take in life with ease: auto loans (new & used), recreational loans, first and second mortgages, home equity line of credit, personal loans, student loans.

OPCS Federal Credit Union is here to help get you through the winter months with the Skip-A-Payment program. You have the option to skip either your January or February loan payment. The process is simple, just stop in and fill out the necessary form and return it to a loan officer by the 30th of the prior month. For example, if you want to skip your January payment then you must submit the form by December 30th, 2008. If you pay by check, you just won't send it in for the month that you have chosen, however, if you pay your loan by payroll deduction, the money will be transferred to your primary savings account where it will be available for withdrawal. This offer is available to all members for a nominal fee of $25 per loan. More than one loan with us; you have the option to skip that payment also. Loans that are newer than six (6) months, home equity loans or other real estate loans, credit card accounts or student loans DO NOT qualify for this offer.