VISA Programs
Online Bill Pay
Why look anywhere else for your Visa® Credit Card, OPCS has 3 VISA cards to choose from that best suit your spending habits.
- Platinum Card
- Classic Card
- Gold Card
Protect Your VISA Card Online. Verified by the VISA® logo.
VISA Platinum Card
With a low, fixed rate card, there is no reason to have your credit card anywhere else but at OPCS Federal Credit Union.
- Fixed rate interest as low as 8.9%
- $150,000 Travel Accident Insurance
- Falcon Fraud Protection
- Credit Limit $5,000 - $15,000
- Online account access
- Card Service Prime
- $1,000 Identity Theft Reimbursement Insurance
- Identity Theft Victim Assistance
- 90 Day Product Protection
- Payment Card Registration
- Travel Registration Service
*APR - Annual Percentage Rate - based on credit history All Visa cards carry a 25 Day Grace Period
VISA Classic Card / Score Card
With the Cash Rewards card, the more you use it and pay off your balance each month the more cash rewards you get back.
Yearly Purchase Over |
Up To |
Cash Back Bonus |
$0.00 |
$1,000 |
0.25% |
$1,000 |
$2,000 |
0.50% |
$2,000 |
$3,000 |
0.75% |
$3,000 |
$15,000 |
1.00% |
- Fixed rate interest as low as 11.9%
- $150,000 Travel Accident Insurance
- Falcon Fraud Protection
- Credit Limit from $500 to $15,000
*APR - Annual Percentage Rate - based on credit history All Visa cards offer a 25 Day Grace Period
If you are traveling abroad please notify OPCS before you travel outside the country. To ensure that you're OPCS VISA Credit Card and Debit card services are uninterrupted, a quick call will insure that your purchases are not blocked by our fraud monitoring system. Fraud alerts are generated when there has been a significant change in spending habits; without notification a block may be placed on your account.
For more information or advice, contact our Member Service Representative during regular business hours.
716-662-1311 or 866-662-6727
Lost or stolen VISA Credit Card
1-800-325-3678
Lost or stolen VISA Debit Card
1-800-523-4175
If you plan on visiting any of the following countries, it is important that you speak with a Member Service Representative BEFORE you leave the United States:
- Romania
- Russia
- South Africa
- Mexico
- Thailand
- Bulgaria
VISA Gift Cards
Not sure what to give that special person who has everything? Why not give them a VISA Gift Card and let them buy whatever it is that they need. VISA Gift cards are accepted wherever Visa credit cards are accepted, including retail stores and online merchants. Stop in today to get that special person the gift that they deserve.