Current Rates
Online Bill Pay
Rates: Effective July 1, 2010
APR = Annual Percentage Rate
APY = Annual Percentage Yield
| Savings Accounts | Savings | Youth | ||
|---|---|---|---|---|
| Minimum Balance | APR | APY | APR | APY |
| $0 to $24.99 | 0% | 0% | .55% | .55% |
| $25 to $999.99 | .50% | .50% | .55% | .55% |
| $1,000 to $9,999.99 | .60% | .60% | .65% | .65% |
| $10,000 to $24,999.99 | .75% | .75% | .75% | .75% |
| $25,000 to $49,999.99 | .90% | .90% | .90% | .90% |
| > $50,000 | 1.00% | 1.00% | 1.00% | 1.00% |
| Term Share Accounts | 6 Month CDs & 6 Month IRAs | |
|---|---|---|
| Minimum Balance |
APR |
APY |
| $1,000 - $9,999.99 |
.75% |
.75% |
| $10,000 - $19,999.99 |
.80% |
.80% |
| $20,000 - $29,999.99 |
.85% |
.85% |
| $30,000 - $49,999.99 |
.90% |
.90% |
| > $50,000 |
.95 % |
.95% |
| Term Share Accounts | 1 Year CDs & 1 Year IRAs | |
|---|---|---|
| Minimum Balance |
APR |
APY |
|
$1,000 - $9,999.99 |
1.05% |
1.05% |
|
$10,000 - $19,999.99 |
1.10% |
1.11% |
|
$20,000 - $29,999.99 |
1.15% |
1.16% |
|
$30,000 - $49,999.99 |
1.20% |
1.20% |
|
> $50,000 |
1.25% |
1.26% |
| Term Share Accounts | 2 Year CDs & 2 Year IRAs | |
|---|---|---|
| Minimum Balance |
APR |
APY |
| $1,000 - $9,999.99 |
1.50% |
1.51% |
| $10,000 - $19,999.99 |
1.55% |
1.56% |
| $20,000 - $29,999.99 |
1.60% |
1.61% |
| $30,000 - $49,999.99 |
1.65% |
1.66% |
| > $50,000 |
1.70% |
1.75% |
| Money Market | ||
|---|---|---|
| Minimum Balance $2500 |
APR |
APY |
| $2,500 - $24,999.99 |
.90% |
.90% |
| $25,000 - $49,999.99 |
1.15% |
1.16% |
| > $50,000 |
1.40% |
1.41% |
| IRA | ||
|---|---|---|
| Minimum Balance $50 |
APR |
APY |
| $50 - $24,999.99 |
.90% |
.90% |
| $25,000 - $49,999.99 |
1.15% |
1.15% |
| > $50,000 |
1.40% |
1.41% |
* Dividends are earned on the average daily balance and paid monthly. Rates quoted are anticipated to be paid on July 31, 2010. Dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors.
** Dividends are earned on the average daily balance and paid quarterly. Rates quoted are anticipated to be paid on September 30, 2010, but may change. Dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors. Once a Share Term Deposit is purchased, that rate is locked in for the term of the deposit.
*** A substantial penalty will be assessed on funds withdrawn prior to maturity on all Term Share Accounts and Term IRA Certificates.
APY: Annual Percentage Yield. APY assumes dividends remain in account until maturity. Withdrawals reduce earnings. The above rates are anticipated to be paid for their respective dividend periods, but may change. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. These rates are not guaranteed for the current dividend period.
Fees may reduce earnings
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